Mexico Beach, Florida

Brrr........45 degrees this morning---however, it will be in the 70's this afternoon. This is the time of year when you have to dress in layers!
It's been just beautifully sunny though!

_______________________________________________

Not a lot going on in the real estate world, its been pretty slow. I sent out my newsletter with specific stats last week. If you are not on my list for the newsletter or did not receive it last week, let me know!

We still have some "end-users" buying simply because the prices have dropped considerably. End-users (people who are buying to USE for the next 10 years or so) have typically been our market. These type buyers are still looking and buying. The "flippers" are pretty much gone, although I know they are looking and ready to buy if a 'STEAL" comes up.

I know that a lot of buyers are still sitting on the fence, waiting to see if the market has bottomed out. I'm not sure that we will know that until its been here and gone.

Steve Forbes (of Forbes magazine) was on Fox news the other day saying he believed the market will turn around soon and we will start to see some real activity spring of 2009. Others say 2010!! So, in otherwords ........... who knows!

Sellers are desperate for activity. Buyers..........this will mean sellers won't be as negotiable.

Sellers are extremely negotiable right now. One can not be afraid to offer what you are willing to pay!

____________________________________________________

I have an updated list of foreclosures and short sales. If you would like this list, give me a call or email.

____________________________________________________

As for the credit crunch............Banks are lending! The media acts like no one is able to get credit, not true. You do have to have good credit though! Bankers are still lending even at 95%. If you are interested in purchasing and haven't checked your credit lately, you may want to take a look and clear up any errors or problems!
I even have a banker who will now lend on single wide mobile homes!

______________________________________________________

I pray that the transition to the new President will be smooth and take great comfort in the fact that God is still on his throne---he's the only One I have faith in!!!!!!!

Have a great week and please don't hesitate to call or email me!
Mary